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Him, 46 years old, sells cooked beans. Her husband is a salt seller. Their income is $7 per day. She has six children; two are studying and another three are working in the factory with $3 per day income for each of them. Every month, she has to spend $45 on food, $15 on transportation, $5 on school fees and $25 on other expenses.

She would like to request a loan of $1,200 to buy stock of salt and pigs to fatten to sell to earn more money. She plans to extend her husband's business in the future and will repair her house when she has enough money. She wants to send her children to study to at least finish high school.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 54
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Him to buy a stock of salt and pigs to fatten for selling.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 23, 2011
Jul 15, 2011
Currency Exchange Loss:
Aug 15, 2012