Wanyange Tusubiira Women's Group
Harriet, a 46-year-old affable and high-spirited mother of five has always tried to steer clear of that bug that most people catch to make quick profits. From her perspective, patience in a desire to notch up something may be bitter, but the fruits will always be sweet. That, in essence, means she willingly and slowly takes all the bad and good experiences in stride and she knows that her fortitude in the face of all this, is the key to not only short term but also long term success.
Painstaking and unwavering diligence and tenaciousness have been her precepts in the course of the last two decades as she goes about her business trivial round-to with charcoal sales in Jinja.
Harriet is a happy go lucky lady who set forth in her business with savings from her erstwhile farming business. Prior to that, Harriet was at wits end, mostly doing house chores, as she had no job. Monthly, this business generates 120,000 Ugandan shillings. This Kiva loan, Harriet says, is to help her purchase more bags of charcoal to resell.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid