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Mujeres Victoriosas Group
In this Group: Guadalupe, Concepción , Ana
The “Mujeres Victoriosas” (Victorious Women) Communal Bank is comprised of three hard-working women; Ana, Concepción, and Guadalupe.

Ana, age 55, is the group coordinator. Twenty years ago she invested her savings in a bundle of clothes. She currently sells three bundles of clothes and footwear. Her daughter and her life partner help her. Her dream is to prosper, to add to her business, and to grow. She will use the loan to buy merchandise.

Concepción sells clothes in an itinerant manner in Mateare. She also has a small business selling cooked beans, “choco bananas” (chocolate covered bananas), cold drinks, ice cream, and pastries.

Guadalupe sells soft drinks and refreshments, etc. She has also been selling clothing for 18 years.
View original language description ↓
El grupo Mujeres Victoriosas lo conforman tres féminas trabajadoras ellas son Ana, Concepción y Guadalupe. La coordinadora del grupo es la señora Ana de 55 años quien hace 20 años invirtió sus ahorros en una paca de ropa. En la actualidad ella comercializa tres pacas de ropa y calzado con la ayuda de su hija y compañero de vida.
El sueño de ella es prosperar, aumentar su negocio y crecer. Ella invertirá el crédito en la compra de mercadería.
La señora Concepción vende ropa de manera ambulante en mateare y en su casa tiene una pequeña venta de frijoles cocidos, chocobananos, frescos, helados y repostería; y Guadalupe tiene una venta donde comercializa gaseosas, refresco…etc. además vende prendas desde hace 18 años.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 110
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Victoriosas Group's $1,000 loan helped a member to buy bundles of clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 29, 2011
Jul 17, 2011
Currency Exchange Loss:
Jan 15, 2012