Tamella is 54 years old. She has been living in a settlement for internally displaced people since 1996. She and her husband purchase and resell sheep as their business. She has four children. Tamella would like to request a loan of 1000 Azerbaijani manats in order to purchase additional sheep. This will increase her inventory and meet her customers' demands. She believes this will lead to greater revenue and, ultimately, greater profit for her family. In the future, Tamella would like to reinvest the earnings generated by this loan into her business to purchase additional cows and increase their income further.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.