Gulnar is a 28 year-old woman who breeds and sells sheep. Gulnar is married and a loving mother of three children. Gulnar works hard because she wants to improve her life. She is engaged in animal husbandry. Her husband repairs different kind of electronics and he helps his wife in his free time.
For the past 4 years, this persevering lady has been working very hard raising and selling sheep. She uses the income she generates to provide a better quality of life for her children, who are her greatest joy. With two previous loans she was able to increase her income.
Gulnar has requested a loan of 1100 AZN to buy fodder and more lambs that she will sell when they are fully grown. With this investment, she will be able to increase her earnings substantially and improve her quality of life.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.