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Gulnar is a 28 year-old woman who breeds and sells sheep. Gulnar is married and a loving mother of three children. Gulnar works hard because she wants to improve her life. She is engaged in animal husbandry. Her husband repairs different kind of electronics and he helps his wife in his free time.
For the past 4 years, this persevering lady has been working very hard raising and selling sheep. She uses the income she generates to provide a better quality of life for her children, who are her greatest joy. With two previous loans she was able to increase her income.

Gulnar has requested a loan of 1100 AZN to buy fodder and more lambs that she will sell when they are fully grown. With this investment, she will be able to increase her earnings substantially and improve her quality of life.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Gulnar purchase 10 lambs and fodder.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 29, 2011
Jul 14, 2011
Currency Exchange Loss:
Sep 15, 2012