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No is a farmer. Her husband is an animal seller. Their income is $15 per day. She has two children, 12 and 9 years old. Both of the children are studying. Every month she has to spend $35 on food, $10 on school fees, $5 on house rental fee, and $5 on electricity. She would like to request a loan of $1,000 to buy cattle to sell. Before, her husband was only doing farming but the income was not good so he tried to find another career to do besides farming. Therefore, he started to buy and resell animals and he found he could make a good income. Her husband likes this career and will buy and resell more cattle if he has enough money to do it. She expects to send all of her children to study in the university when they grow up.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 55
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped No to buy cattle to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 5, 2011
Jul 14, 2011
Currency Exchange Loss:
Apr 15, 2012