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Brunilda
Brunilda is a member of the “Rompiendo Barreras” [Breaking Barriers], community bank in the city of Temuco. She sells second hand clothes, new clothes and plants from her house or by visiting customers' houses. She has done this for 23 years and during that time it has gone very well for her in the business. She maintains the same customers she has had from the beginning.

With the loan, she will buy new clothes, second hand clothes, lingerie, tablecloths and curtains. Her goals for her business are to supply her business with a larger quantity of merchandise to sell and obtain more earnings. She also has planned for this year renting a locale to sell her merchandise more calmly and in an easier way.

Brunilda lives with her two children, aged 26 and 25 years old. She also has two grandchildren, aged 13 and 8. She remarks that she has been able to make her dreams come true in her life, and that is why she feels calm now. She is very happy and grateful for the loan offered by Fondo Esperanza since it has allowed her to invest in her business. In regards to the community bank group to which she belongs, she has been with them for 5 years and they get along very well, due to the unity and supportiveness.

Temuco is the capital of the Araucanía region. The city is located 670 kilometers to the south of Santiago (the capital of Chile). Nearby are a series of lake beaches (Pucón, Villarrica) and very striking flora and fauna in the nearby nature parks. It is worth mentioning that this region is where 50% of Mapuches, and indigenous people, live in our country.
View original language description ↓
Brunilda forma parte del banco comunal “Rompiendo Barreras”, perteneciente a la ciudad de Temuco.
Ella se dedica a vender ropa de segunda mano, ropa nueva y plantas, desde su casa o visita las casas de sus clientes. Trabaja en éste rubro desde hace 23 años, durante éste tiempo le ha ido muy bien en su negocio y mantiene la clientela de sus comienzos.
Con el crédito comprará ropa nueva, ropa de segunda mano, lencería, manteles y cortinas.
Sus metas en su negocio son abastecer su negocio con una mayor cantidad de mercadería, para vender y obtener mayores ganancias. Además tiene contemplado para éste año, arrendar un local establecido para vender su mercadería de manera más tranquila y menos sacrificada.
Brunilda vive junto a sus dos hijos de 26 y 25 años de edad, además de dos nietos de 13 y 8 años de edad. Comenta que durante su vida ha podido cumplir sus sueños, por lo que por ahora se encuentra tranquila.
Ella está muy contenta y agradecida del crédito brindado por Fondo Esperanza, ya que le ha permitido invertir en su negocio. Respecto al grupo del banco comunal al cual pertenece, comparte con ellos desde hace 5 años, por lo que la relación es muy grata, debido a la unidad y solidaridad.
Temuco es la capital de la región de la Araucanía. La ciudad se ubica a 670 kilómetros al sur de Santiago (capital de Chile). En sus alrededores se ubican una serie de balnearios lacustres (Pucón, Villarrica) y una flora y fauna nativa muy llamativas, concentrada en parques naturales cercanos. Cabe destacar que en esta región habita el 50% de los mapuches, pueblo indígena, existente en nuestro país.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,552,775
    Funds lent in using Kiva
  • 462.5
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Brunilda to buy new clothes, second hand clothes, lingerie, tablecloths and curtains.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 16, 2011
Listed
Jul 14, 2011
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2011