Peter is 28 years old, married, and has two children aged one and five. He runs a furniture-making shop at Kambi in Kakamega. Peter has been running his business for four years now and has one employee. He hopes to use his loan to purchase timber to further develop his furniture-making shop. He also hopes that in future, he will be able to purchase a vehicle for use in his business. He describes himself as a visionary man.