Noupagagnon Iv Group
They are on their fifth loan with the organisation, and all previous loans have been repaid.
The women, led by Nadiara (the second person kneeling on the left in the photo) cultivate peanuts and sweet peas. With this loan, she aims to pay for labour costs, and to purchase fertilisers etc and seeds for a 0.5 hectare plot of land.
After harvesting, the crops are sold in the village and at the Sikasso market to a customer base made up of men and women. Nadiara aims to generate an average monthly profit of 12,500 FCFA.
This profit will enable her to repay her loan as well as supporting her husband with the family's everyday needs. She wishes to maintain this relationship with Soro Yiriwaso so that she can make the most of her plot of land, and generate greater profits from it.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur cinquième prêt avec l’institution, les prêts passés ont été bien remboursés.
Les spéculations cultivées sont : l’arachide et le pois sucré avec NADIARA 2ème accroupie à gauche de la photo.
Avec son prêt, elle compte payer les frais de labour, acheter des intrants et les semences pour entretenir : 0.5hectare.
Les productions sont vendues au niveau du village et au marché de SIKASSO après la récolte à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice moyen de 12.500FCFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.
Elle souhaite entretenir cette collaboration avec Soro Yiriwaso afin d’ exploiter au mieux son espace cultural pour en tirer plus de gains.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid