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Muna is a 31-year-old woman. She is married to Marwan, who is photographed instead of her as she is a conservative woman. Muna and her husband run an internet cafe and research preparation center. Muna wants to have a women-only section in the cafe where women can use the internet, work on their research. etc.

Muna has taken out a loan from Kiva partner, FATEN, to purchase two extra computers, plus tables and chairs, for the cafe where her husband is photographed.

About this loan product

FATEN offers loan products that are designed to serve borrowers all over Palestine, including some religiously conservative areas. A key tenet of Islam is the prohibition of interest in the lending or accepting of money. This prohibition is based on the belief that money should be seen only as a medium of exchange and that it has no value in itself. FATEN has adapted the terms of this loan to fit the cultural context by attaching a 0% interest rate to the loan. In order to cover its costs, FATEN does charge a servicing fee. The amount you see fundraising includes both the principal loan and the loan servicing fee. As with all Kiva loans, you should expect to have your funds returned to you in accordance with the repayment schedule attached to this loan. For more information on lending in the Muslim world, please visit Kiva's Muslim World Lending helptext:

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 57
    View loans »
    Palestine Loans Fundraising
  • $11,628,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,825 helped Muna to prepare a women-only section of her internet cafe.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jun 13, 2011
Jul 13, 2011
Currency Exchange Loss:
Sep 20, 2013