Mrs. Sen resides in Reussey Keo commune, located in Phnom Penh. In previous times, she used to operate a small business selling fish in the busy market, but now she is a homemaker who manages the household and other cash flow in the total family.
Mrs. Sen is a divorced mother who has given birth to five children, three married and two single. She currently relies on her children who work; one is a cloth seller and the other one is a garment factory worker who has a specific salary. Mrs. Sen is asking for a loan of $1,000 to buy a motor which will be used by one of her kids to ride to work and also to mend her old house which is in need of repair.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.