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Mahabat is a 44-year-old villager. She lives in the village of Kyzylbulak, in the south of Kyrgyzstan. She works in the local administration of a nearby area and is characterized by her colleagues as a very positive and open-hearted person. Currently, her salary is too low to support her family, which is why she began to breed livestock and cultivate the land.

Mahabat began her business using 6,000 Kyrgyzstani som (KGS) in capital and, over time, managed to generate a profit of 3,000 KGS per month. She was able to establish a farm, which is in need of development. For this reason, she is applying for a loan of 30,000 KGS to buy more cattle. With the revenue she expects to generate from the loan, she plans to expand her business.

Bai-Tushum and Partners, one of the leading microfinance institutions in Kyrgyzstan, uses Kiva funding to target the area's especially vulnerable population. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas, which in turn leads to increased employment and meets the needs of clients and lenders.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,318,175
    Funds lent in using Kiva
  • 45.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Mahabat to purchase cattle.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Jul 5, 2011
Jul 11, 2011
Currency Exchange Loss:
Jul 15, 2012