Nizami has worked as a barber for many years and opened his own barber shop in 2009. He is very talented and maybe that's why he has so many clients. Also, he doesn't charge much for his services. He has a good client history.
Now, he wants a loan of 1,500 ANZ, so he can buy newer instruments for hair cutting. This way, he thinks he can offer a better service for his clients. Nizami is married and has four children who are the meaning of his life. Nizami promises to repay on time.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.