Sarah, 62, is a resident of Pasay City, Philippines. She is married to Wilfredo, a driver, and the mother of four children. By the grace of God, Sarah has managed to support her older children's schooling up to college level. At this time, she is working hard to send her youngest to college. This is a dream for most poor Filipino parents, like Sarah, as she herself has been an undergraduate, and believes that a college diploma is the best inheritance parents can leave to their children.
Sarah operates a food stall. In the Philippines, the whole working community and most families only eat home-cooked meals during evenings when all of the family members are at home to partake of the meal. This is not only the usual family tradition but a matter of convenience and frugal living. It is considered a waste of money and time to spend cooking gas and food for one to two persons when buying cooked rice and viands costs less than raw food. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 500 in sales every day.
To help her continue her business operations, Sarah is requesting a PHP 10,000 loan. She will be utilizing the loan to buy more quantities of products like meats, rice, vegetables, condiments and seasonings. She expects a boost in her business income as she expands her business.
Sarah dreams of being able to give all her children a good and high quality education through all her hard work in her business. She faithfully meets up with her co-fellowship members to share stories of her work every week and to also draw strength and inspiration from the Word of God which she studies.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay micro-finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.