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Dios Es Amor Y Mi Guia Group
In this Group: Shirley Gladis, Doris Shirley, Maria, Dora Margot, Elvia, Patricia Mergot, Rocio Magaly
Women are undoubtedly better sellers. Why? They are charismatic, conversationalists, and sensitive. Plus, they never give up! These qualities help identify the ladies of the group “Dios es Amor y Mi Guía” (God is Love and My Guide) and their work.

Sra. Shirley, age 63 and divorced, is a living example of a determined and invincible woman. She sells beauty products and has been in business for 13 years. Now she is the leader of two sales businesses. Shirley started working because the household finances were lacking and she needed more income to support her three children. She was able to provide them the best. Now that her children are grown, she strives to provide an education for their children and also make improvements to her home.

Shirley also sells shoes that she brings in from Trujillo. With this recent loan, she plans to travel so that she can bring back a variety of shoes.

View original language description ↓
Indudablemente las damas son las mejores vendedoras. ¿Porqué? Porque además de que son carismáticas, conversadoras y sensibles: jamás se rinden!!! Así se identifican las señoras del grupo Dios es amor y mi guía con tres años y medio trabajando, la señora Shirley de 63 años de edad, es divorciada y es un vivo ejemplo de una mujer luchadora e invencible, ella se dedica a la venta de productos de belleza, con trece años en el negocio, y ahora es una gran líder de ventas de dos empresas, comenzó en este negocio a raíz que la economía en su hogar era demasiada baja y necesitaba mayores ingresos para los 3 hijos que tiene, ella ha podido darles lo mejor ya que ahora son todos mayores de edad, con su esfuerzo a dado estudios a sus hijos y a podido mejorar su casa, también se dedica a la venta de zapatos que trae desde Trujillo, con el reciente préstamo piensa en viajar a traer variedad de zapatos.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Dios Es Amor Y Mi Guia Group's $1,900 loan helped a member to purchase shoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 4, 2011
Jul 12, 2011
Currency Exchange Loss:
Dec 15, 2011