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Daveiva Amparo
Daveiva, 46, is a hardworking woman who lives in Soledad with her three children who are from 11-19 years of age. She sells natural products and cleaning items for the home such as perfumes, essence, veterinary products, acids, poisons and disinfectants. Daveiva began her business on her own in 1995 prompted by her husband so that she would be able to support her family if he died , and this business was his legacy when he passed away in 2007. Her business has been possible thanks to the efforts she has made along with her sister-in-law and her oldest son, and she feels very happy because her discipline and work have allowed her to cover her family’s basic expenses.

Her goal for the future is to expand her business and to have more sales options, but her working capital isn’t enough for this end. So this is exactly the motivation she has to request a Kiva loan, her first financing with the Mario Santo Domingo Foundation. She will use the money to buy essences, disinfectants and a large number of veterinary products so that she can receive volume discounts and purchase with cash in a quantity that will appeal to her suppliers to make her attractive offers.

Her greatest dream and challenge is for her children to have a quality education so that their futures will be successful in all they try to achieve. While Daveiva works to fulfill these dreams, she strives every day to strengthen her business: her sales rise every payday and fall in the rainy season, which has also become a big challenge.
View original language description ↓
Daveiva de 46 años es una mujer muy trabajadora que vive en el municipio de Soledad con sus tres hijos en las edades de 11 a 19 años; allí se dedica a la venta de productos naturales y productos de limpieza para el hogar. Como esencias, fragancias, productos veterinarios, ácidos, venenos y desinfectantes. Daveiva empezó su negocio en el años 1995, por iniciativa e su esposo ya fallecido, quien decidió proporcionarle un medio de sustento a su familia antes de morir, de manera que pudieran defenderse y eso fue su legado antes de morir en el año 2007. Su negocio ha sido posible, gracias a los esfuerzos realizados conjuntamente con su cuñada y su hijo mayor y se siente muy satisfecha porque su disciplina y trabajo han permitido responder a las necesidades básicas de su familia. Su meta más adelante es ampliarlo y tener mas puntos comerciales, pero su capital de trabajo aun no es suficiente para este propósito. Este es justamente el motivo por el cual ha recurrido a su credikiva, que es el primer financiamiento con la Fundación Mario Santo Domingo, con el comprará esencias, desinfectantes, productos veterinarios en mayor volumen, con tal de ganar descuentos por la compra de contado y en una cuantía que entusiasme a sus proveedores para hacerle una oferta tentadora.
Su mayor desafío y sueño, es lograr que sus hijos tengan una educación de calidad para que en un futuro, logren ser exitosos en todo lo que emprendan. Mientras Daveiva trabaja por cumplir sus sueños, se esmera día a dio por lograr fortalecer su negocio, en el cual ocurre un repunte en las ventas en cada quincena y una disminución de ellas en épocas de lluvia, lo cual se convierte también en su gran desafío.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 266
    View loans »
    Colombia Loans Fundraising
  • $13,479,900
    Funds lent in using Kiva
  • 1,765.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Daveiva Amparo to buy essences, disinfectants, and veterinary products in large volume.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 24, 2011
Listed
Jul 14, 2011
Currency Exchange Loss:
Covered
Ended:
Oct 18, 2012