A loan of $450 helped purchase fish.

Shetu Ndjrumbomenyi's story

Shetu Ndjrumbomenyi was born in 1973. She lives in Church Center Bamenda, Northwest region in Cameroon. She is separated with 3 children. With the difficulties she had in the matrimonial home she was unable to cope with the situation. Her parents died when she was still young. Shetu Ndjrumbomenyi was unable to continue her education. Her last resort was to get married, which could provide a solution to her problem, but later turned out to be a negative. Since she separated from her husband, the husband has never supported her nor provided needs for the children so she is the sole person that provides for the basic needs for herself and the children.

Before joining GHAPE, she was roasting fish, but without capital. She usually borrows and sells before paying, which earns her little income. Given a new loan, Shetu Ndjrumbomenyi plans to continue her business and even expand. She has a good site with more customers who are ready to buy. The profit she will obtain from the loan will enable her to pay her children's school fees and also provide the family with basic needs.

Shetu Ndjrumbomenyi prefers a loan from GHAPE because of the interest rate and repayment modalities offered. It is better when compared to other financial houses found in her locality. This, along with the training GHAPE gives its clients before a loan is granted, has also encouraged her to join GHAPE.

The Grounded and Holistic Approach to People's Empowerment (GHAPE) is a non-profit NGO based in Bamenda, Cameroon. GHAPE works towards the empowerment of the poor and poverty alleviation through a highly multi-faceted approach. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instils a sense of family and community within its clients and staff and has developed a strong bond of trust between the organization and its clients.

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