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Arman is 29 years old and is married with a newborn son. He lives in Vanadzor with his young family and his parents. Six years ago, Arman and his father set up a butcher shop. They buy beef, pork, mutton, and lamb from Lori region villages and sell it at a rented stall at the Vanadzor food market. The market is always crowded and Arman never lacks customers. Thanks to profit from his business Arman is able to support his family.

Arman is requesting an 800,000 AMD loan to buy calves to raise and butcher to sell their meat at his stall.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 151
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 369.4
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,175 helped Arman to buy calves to raise and butcher.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 6, 2011
Jul 10, 2011
Currency Exchange Loss:
Aug 17, 2013