Fargana is an active 34-year-old mother of two children. She is engaged in a flower-growing business and cultivates roses. Her husband always helps her to improve their living conditions. The income she earns from this business, which is about 100 USD, allows her to take care of her family. She has a good credit history. Fargana needs to buy seeds, fertilizer, and flowerpots for selling her roses in the central bazaar. Fargana is requesting a loan of 1000 AZN to help her with this purchase.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.