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Mr. Hay is a 62-year-old farmer who lives in Kompong Speu Province. Mr. Hay is married to Mrs. Khiev, age 61. This couple, who work together in the crop-planting business, have six children; two of the children are married and four are single. Mr. Hay is concerned that it is hard for him to walk everywhere and he dreams of having a vehicle so he can ride it to go anywhere without hiring a motor taxi, but he doesn’t have money yet to buy one. Thus, Mr. Hay would like to take out a loan to purchase a second-hand motorcycle for his and his whole family's use. With this loan, he could reduce their travel expenses.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 252
    View loans »
    Cambodia Loans Fundraising
  • $38,056,100
    Funds lent in using Kiva
  • 4,115.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Hay to purchase a second-hand motorcycle for his and his whole family's use.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 9, 2011
Aug 1, 2011
Currency Exchange Loss:
May 15, 2012