Pedro comes from the town of El Sauce, in San Ramón region. He is a hard-working man who has a great, hard-working family. He has three children who are studying to become professionals so that they can get by in life. Pedro currently owns his own business which involves acquiring medicines, clothes and plastic products which he sells wholesale to grocery store owners and pharmacy owners in his town. He carries out his business together with his wife and children.
Since he started his business, Pedro has been noted for the fact that he meets his customers' demands and, thanks to his efforts, he has been able to get his family ahead in life, build his own home, acquire goods for his household and buy a vehicle. One of the needs that he has is to have more capital so that he can acquire the products that he sells to his customers in larger quantities since he has gained more customers owing to how well he makes his sales. For this reason, he decided to request his third loan from Ceprodel, with the aim of satisfying the demand he has from his customers.
El Sr. Pedro es originario del municipio de El Sauce de la comarca San Ramón, es un señor luchador que tiene una gran familia trabajadora con tres hijos los cuales los está preparando profesionalmente para que se defiendan en la vida, actualmente cuenta con su propio negocio el cual consiste en adquirir medicina general, ropa, plásticos los cuales los ofrece por mayor a los dueños de pulperías y farmacias de la localidad, esta actividad la ejerce en conjunto con su esposa e hijos.
Desde que inició su negocio se ha caracterizado por satisfacer la demanda de sus clientes y gracias al esfuerzo propio ha podido sacar adelante a su familia y construir su propia vivienda, adquirir sus bienes del hogar y vehículo. Una de las necesidades que tiene este señor es contar con más capital para adquirir por cantidad mayor los productos que ofrece a sus clientes ya que cada día por lo favorable que vende ha ganado más clientela, por tal razón decidió solicitar su tercer crédito en Ceprodel con el objetivo de satisfacer la demanda de tales clientes.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.