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Luis Alberto
Luis Alberto is 31 years old, single, and lives with his children in the canton of Ventanas in Los Ríos Province. He has two children, Katiuska (age 9) and Luis (age 7).


The members of the Communal Bank “Valle Alto” meet in the neighborhood of Voluntad de Dios in the canton of Ventanas. This Communal Bank consists of short-cycle farmers who grow corn and rice.


Luis is a farmer who grows corn, rice, and beans. He buys his products at the Peña Commericial Center and sells at the wholesale market in Ventanas.


He is requesting a loan to buy supplies for growing corn, rice, beans, and cacao, as well as fertilizers for these crops. With the support of this loan, he will be able to excel financially and improve his production. His dream is to buy a small farm.


Luis enjoys making conversation.

View original language description ↓
Luis Alberto tiene 31 años, es soltero vive con sus hijos, en el Cantón Ventanas Provincia de los Ríos. Tiene 2 hijos Katiuska de 9 años y Luis de 7 años.

Los miembros de la V.R.C. VALLE ALTO, se encuentra ubicada en el recinto Voluntad de Dios en el Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra maíz y arroz.


Luis se dedica a la agricultura a la siembra de maíz, arroz y frejol, Compra sus productos en el Comercial Peña y vende en el mercado mayorista de ventanas.

Solicita el crédito para sembrar maíz y arroz, frejol y cacao, compra de insumos y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría a superarse económicamente y mejorar su producción. Su sueño es comprar una finca pequeña.

Le gusta conversar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 36
    View loans »
    Ecuador Loans Fundraising
  • $23,090,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Luis Alberto to purchase farming supplies and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 23, 2011
Listed
Jul 12, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012