The members of the Communal Bank “Valle Alto” meet in the neighborhood of Voluntad de Dios in the canton of Ventanas. This Communal Bank consists of short-cycle farmers who grow corn and rice.
Luis is a farmer who grows corn, rice, and beans. He buys his products at the Peña Commericial Center and sells at the wholesale market in Ventanas.
He is requesting a loan to buy supplies for growing corn, rice, beans, and cacao, as well as fertilizers for these crops. With the support of this loan, he will be able to excel financially and improve his production. His dream is to buy a small farm.
Luis enjoys making conversation.
Los miembros de la V.R.C. VALLE ALTO, se encuentra ubicada en el recinto Voluntad de Dios en el Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra maíz y arroz.
Luis se dedica a la agricultura a la siembra de maíz, arroz y frejol, Compra sus productos en el Comercial Peña y vende en el mercado mayorista de ventanas.
Solicita el crédito para sembrar maíz y arroz, frejol y cacao, compra de insumos y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría a superarse económicamente y mejorar su producción. Su sueño es comprar una finca pequeña.
Le gusta conversar.
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
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Success!! The loan was 100% repaid