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María Magdalena
María Magdalena is 38 years old, separated and living with her children in Ventanas Canton, Los Ríos Province. She has four children: José, 22, Estefani, 21, Mayor, 18 and Angie, 12.

The members of the “Valle Alto” (High Valley) communal bank are located in Voluntad de Dios, Ventanas Canton. This communal bank is dedicated to short cycle corn and rice farming chores.

María is a corn, rice, pigeon pea and cocoa bean farmer. She buys her supplies at Agripac and sells her products at Comercial Peña.

She requests the loan for her corn, rice, broad bean, pigeon pea and cocoa bean crops; she will buy supplies and fertilizer for them. Support from the loan will help her improve economically and improve her production. Her dream is to buy a house for her children.

She likes to cook.
View original language description ↓
María Magdalena tiene 38 años, es separada vive con sus hijos, en el Cantón Ventanas Provincia de los Ríos. Tienen 4 hijos José de22 años y Estefani de 21 años, Mayor de 18 años y angie de 12 años.


Los miembros de la V.R.C. VALLE ALTO, se encuentra ubicada en el recinto Voluntad de Dios en el Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra maíz y arroz.

María se dedica a la agricultura a la siembra de maíz, arroz, frejol de palo y cacao, Compra sus productos en Agripac y vende sus productos en el comercial Peña.

Solicita el crédito para sembrar maíz y arroz, frejol, frejol de palo y cacao, compra de insumos y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría a superarse económicamente y mejorar su producción. Su sueño es comprar una casa para sus hijos.

Le gusta cocinar.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $23,146,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped María Magdalena to buy supplies and fertilizer for the crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 23, 2011
Listed
Jul 11, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012