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Kimya Plus Group
In this Group: Chantal, Ermeline, Vana, Faila, Anne, Ndondi, Hélène, Marie, Monique, Véronique, Nzenza, Marie, Jéremie
Chantal is the leader of the community bank named “Kimya Plus.” It is composed of 13 members united in solidarity to receive Kiva loans with the goal of developing their individual businesses.

Chantal is 41 years old and the married mother of six children between the ages of five and 5 and 19. Two of her children go to school. Chantal sells second-hand clothing west of Kinshasa and has been active in her business since 2006. She began her business selling peanuts. Chantal joined one of Hope’s groups (a DRCongo microfinance program) in 2010 to expand her business, and has previously received four loans that she has successfully repaid. Thanks to Hope’s loans, Chantal’s business has prospered and generates a weekly profit of 60 USD.

Chantal is requesting a loan to buy a bundle of second-hand clothing to resell at a profit to increase her capital. Her ambition is to someday open a drugstore due to the high demand for medicine in her community.

Additional Information

About HOPE DRC

HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 5
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,618,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Kimya Plus Group's $3,825 loan helped a member to purchase a bundle of second-hand clothing to sell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Jul 28, 2011
Listed
Jul 9, 2011
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2011