Landouard is a merchant, 47 years old and married. He was born in Burundi. He is the father of four children aged between 4 and 14, with three of them attending school. He lives with his younger brother and his younger sister. He finished elementary education.
This is his first loan cycle with the microfinance institution ACB. He will buy 50 sacks of rice, 20 boxes of juice, 10 jerrycans of groundnut oil and some other goods for his store, as well as pay for labor. His growth strategy for his business consists in giving a warmer welcome to customers and doing some marketing for his store to increase his market share. In future he wants to become an important merchant and wholesaler in the area of the great lake for the benefit of his family. He wants to provide his children with education until university level.
Landouard est un commerçant, il est âgée de 47 ans, il est marié, est il est né au Burundi. Il a 4 enfants entre 4 et 14 ans, 3 vont à l’école,il vit avec son petit frère et sa petite soeur.Son niveau d’éducation est primaire. C’est son premier cycle de prêt avec ACB. Il va acheter 50sacs de riz, 20 cartons du jus ,10 jerricans d’huile d’arachides et autre marchandises pour son commerce et payer la main d’œuvre. Sa stratégie pour la croissance de l’affaire est l’amélioration de l’accueille pour attire la clientèle et faire le marketing de son boutique pour conquérir le marché. Dans l’avenir il veut devenir le grand commerçant, et le grand distributeur dans la région de grand lac, pour sa famille il veut éduquer ses enfants jusqu’au niveau de l’université.
About Amasezerano Community Banking, S.A.
Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.