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Qubuhlu Group
In this Group: Ntanga Clerine, Fortunate Ntombizodwa , Zanele Zedlah , Shongani , Ntombifuthi Princess
Ntanga is 57 years old and single, with six children, one of whom attends school. For the last six years, she has been selling fabric and other materials to make handicrafts out of her home. She also receives a grant from the South African government to support her children. In the photo she is raising her hand.

Eventually, Ntanga would like to open a fabric store. The biggest challenge that she faces is that her customers take her stock on credit but do not pay, which causes her to be late on making loan repayments. With the profits from this loan, she believes that she will be able to build a house for her family.

Ntaga says that WDB has helped her a lot and is the first company that has offered to help a poor person like her.

Additional Information

About Women’s Development Businesses (WDB)

This loan is administered by Women’s Development Businesses (WDB), Kiva’s first and only partner in South Africa. Over 75% of South Africa’s population lives in rural areas and about a quarter of South Africans live on less than $1.25 per day.

WDB offers microcredit and training to rural women in order to improve their families’ living standards and encourage active participation in their communities. In addition to targeting women with household incomes of less than 50% of the South African poverty standard, WDB also provides enterprise development and mentorship for women ready to enhance their business skills.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About South Africa

  • $12,700
    Average annual income
  • 1
    View loans »
    South Africa Loans Fundraising
  • $780,425
    Funds lent in using Kiva
  • 6.7
    South Africa Rand (ZAR) = $1 USD

Success!! The loan was 100% repaid

A portion of Qubuhlu Group's $1,125 loan helped a member to buy fabric, paint, and other materials for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 9, 2011
Jul 9, 2011
Currency Exchange Loss:
Dec 8, 2011