Beatrice is married with four children, all adults. She has been in farming for over 30 years, producing milk and maize and selling her products in the local market. She is helped by one farm hand.
Beatrice has made a request for 30,000 KES from Juhudi Kilimo to buy a water tank for her farm. She says her farming production and income will increase, and that the tank will save her much time in fetching water for the animals.
Beatrice reiterates that Juhudi's financial services are of great help to farmers.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.