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C4715 Abahujumugambi Group
In this Group: Thaciana, Methode, Doloteya, Modeste, Frolence
Thaciana is 28 years old and is married with three children. Her business is well-organized and is well known in the business of selling products like rice, sugar, beans, sorghum, bananas and so on. Thaciana is the team leader of this group which is called "Abahujumugambi". In the picture, Thaciana has raised her hand.

Her business hours are from 7am until 5pm every day except on the weekend, and she currently employs one person to help her. She has five years of experience in this business.

Thaciana and her team have requested a Kiva loan via Vision Finance Company in order to increase their businesses by cultivating more products (rice, sugar, beans, sorghum, bananas and so on) for sale. They will reinvest the profits in their businesses and save for their futures.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 43
    View loans »
    Rwanda Loans Fundraising
  • $13,302,075
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD