Thắm

Mrs. Thắm is 44 years old and lives with her family in Cẩm Vân Commune. She is from an ethnic minority group in Vietnam. She has two dependent children: her first, 20 years old and currently studying at university, and her second, 14 years old and attending secondary school. She works hard to support her children’s education and family expenses.

She has more than 20 years of experience in small trading. Her family is classified as a near-poor household in the local community. She is applying for her fifth loan from Thanh Hóa MFI to expand her ready-made clothing business. With this loan, she plans to purchase additional products, including men’s and women’s jeans, women’s t-shirts, and women’s shirts. Loans she has received since 2021 have helped her family gradually improve their living conditions.

Her main difficulty is that many customers buy goods on credit, which affects her business capital. In the future, she hopes her family will remain healthy and happy, earn enough income to support her children’s education, and gradually purchase more tools and equipment to develop her business further.