Fidelia is 55 years old and married. She has 6 children, 4 of whom are in school. She dedicates herself to her domestic chores, and she also provides midwife services, for which she needs to buy medicines to serve her patients. She has 10 years of experience with this work. Her husband works as a merchant.
She decided to organize a group so that she could request a loan that would allow her to buy medicines to serve her clients, since she hopes to care for more women and have what she needs to do so. The other members of the group work in agricultural production, healing with natural medicines, or commerce.
La señora Fidelia es casada, tiene 55 años de edad, tiene 6 hijos 4 de los cuales están estudiando, se dedica a los oficios domésticos, y a la prestar servicio de comadrona para lo cual necesita comprar medicamento para atender a sus clientas, lleva 10 años de experiencia es esta labor, el esposo de ella se dedica al comercio.
Decide organizar un grupo para poder solicitar un préstamo que le servirá para la compra de medicamentos para la atención de sus clientas, ya que espera atender a más mujeres y contar con lo necesario. Las demás integrantes del grupo se dedican a: la producción agrícola, servicios de curación por medicina natural, y al comercio.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.