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Marie Josee
Marie is 48 years old and married with three children between 11 and 29 years old. She takes care of one child who is seven years old. Her business is well organized. She sells cows and has seven years experience in this business. She currently employs three people to help her. Marie operates her business from 5 am to 6 pm every day.

Marie has requested a loan from Kiva lenders via Vision Finance Company (S.a) to purchase more cows for resale. With the profits, she will reinvest in her business and hopes to renovate her own house.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 39
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD