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Rachel is 32 years old and married with three children between the ages of three and six years old. She has been operating a well-organized business for one year selling clothes including clothing for the elderly and for children. She opens her business from 6am until 6pm daily except on Sunday.

Rachel has requested a loan from Kiva lenders to purchase more clothes to sell such as elder's clothes and children's clothes. With this profit, Rachel will reinvest in her business and save for her family's future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 20
    View loans »
    Rwanda Loans Fundraising
  • $13,429,800
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD