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Vukuzenzele Group
In this Group: Tholakele, Thobekile Nonhlanhla, Slindile Dumisile , Ntombiyombuso Mbomvu , Nobuhle Nonhlanhla
Tholakele is 50 years-old and single with 6 children between the ages of 16 and 36. She takes care of one relative. She runs an agricultural business in Kwa Zulu Natal in Mandini in South Africa. In the photo she is rasing her hand.

She has been in this business for two years. She sells live chickens from her home and wants to start selling red meat. She also receives income from the goverments child support grant. She requested this loan throgh WDB and Kiva to buy livestock chickens and red meat. Tholakele says that the extra income form this loan will help her generate more profit and take care of her and her family's needs. She faces a challenge of customers who buy on credit and fail to pay. In the future, she would like to own a supermarket.

She commented that she is exited about Kiva and that they will show her business on the internet.

Additional Information

About Women’s Development Businesses (WDB)

This loan is administered by Women’s Development Businesses (WDB), Kiva’s first and only partner in South Africa. Over 75% of South Africa’s population lives in rural areas and about a quarter of South Africans live on less than $1.25 per day.

WDB offers microcredit and training to rural women in order to improve their families’ living standards and encourage active participation in their communities. In addition to targeting women with household incomes of less than 50% of the South African poverty standard, WDB also provides enterprise development and mentorship for women ready to enhance their business skills.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About South Africa

  • $12,700
    Average annual income
  • 1
    View loans »
    South Africa Loans Fundraising
  • $780,425
    Funds lent in using Kiva
  • 6.7
    South Africa Rand (ZAR) = $1 USD