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La Union Group
In this Group: Virginia, Benita, Magdalena, Haydee, Haydee, Mirian, Herculana*, Maria, Jovita, Margot, Rosa Maria
* not pictured
The members belong to the “La Union” communal bank. This bank is located in the district of Cusco, in province of Cusco, in the department of Cusco.

Virginia lives with her partner, is 36 years old, and has two children. She works in the business of selling electronics such as radios, televisions, and DVDs, taking them to places like Chunvivilcas and Lamay. This is how she provides for her children. She wants to expand her electronics sales business. She is requesting the loan to buy radios, televisions, and some replacement parts for electronics.

The other members: have a small grocery store, sell sweets, sell small domestic animals, sell food, sell phone calls.

Virginia is grateful to those who are part of her dream through this program and she promises to make her repayments within the established timeframe.
View original language description ↓
Los socios pertenecen al banco comunal “LA UNION”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Virginia; ella es conviviente y tiene 36 años y tiene 2 hijos; La socia trabaja con su negocio de venta de artefactos, ella vende radios, televisores y Dvd en forma independiente llevando a lugares como Chunvivilcas y Lamay, ella por medio de este negocio la socia S. adelante a sus hijos, la socia quiere ampliar el negocio de venta de artefactos. La socia solicita el préstamo para comprar radios, televisores y algunos repuestos para los artefactos.

Los otros socios se dedican al negocio de tienda de abarrotes, negocio de venta de golosinas, negocio de venta de animales menores, negocio de venta de comida, negocio de llamadas de teléfono.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 104
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Union Group's $3,325 loan helped a member to buy radios, televisions, and some replacement parts for electronics.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 28, 2011
Jul 9, 2011
Currency Exchange Loss:
Nov 15, 2011