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Bethania Group
In this Group: Asia, Veronica, Stela, Martha, Chinzya, Esther , Emmy, Mariam, Mwajuma, Salma, Emaculata, Rehema, Mwanaisha, Magret, Nancy
Asia, who is in her late 30s, is single with one child who attends school. For the past seven years, she has run a beauty salon. Asia works from eight in the morning until eight at night every day and is able to make a good monthly profit. She is a member of a loan group, called “Bethania,” which has 15 members who will hold each other accountable for repaying their loans.

Asia is requesting her fourth loan from Tujijenge Tanzania. She used her previous loans to enlarge her salon building and provide for her household expenses. She has successfully repaid all of her previous loans. Asia will use this loan to buy modern salon equipment to attract new customers. Her dream is to one day open another salon in a different location.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 39
    View loans »
    Tanzania Loans Fundraising
  • $15,306,600
    Funds lent in using Kiva
  • 1,620.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Bethania Group's $3,275 loan helped a member to buy modern salon equipment.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 30, 2011
Jul 7, 2011
Currency Exchange Loss:
Nov 16, 2011