Señora Cándida Rosa is self-employed and has a small grocery store located in her home. She and her husband have run the store for seven years. They currently have one school-age child.
She has received eleven loans through CEPRODEL and she has used each one to purchase merchandise in order to invest in her business. As such she has expanded the business and provided better service to her clientele. The loans from CEPRODEL have greatly benefitted her. Through these loans she has improved her quality of life and that of her family.
La Sra. Cándida Rosa ella Trabaja por cuenta propia con su pulpería el cual lo tiene ubicado en su casa de habitación el cual es administrado por ella misma y su esposo, tiene siete años de tener su negocio actualmente tiene un hijo en edad escolar. Ha obtenido once créditos con CEPRODEL y cada uno los ha realizado para la compra de mercadería para invertirle a su negocio y así ampliarlo y darle mejor atención a su clientela, los cuales los créditos con ceprodel le ha beneficiado en gran manera ya que de esta manera ella ha mejorado su condición de vida de ella y su familia.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.