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Bessarion comes from village Gulgula, Kakheti Region. This region is well-known, with fertile land and well developed agriculture throughout the country.

Bessarion is a 48-year-old farmer. He is married and lives with his family – his wife Ia, two sons (14 and 11 years old) and his 76-year-old mother. Ia is a teacher in a local school. The children go to school.

Bessarion is leading the farming activities of the family. They have 0.6 hectare vineyard and sell grapes in season. Also they grow barley, garlic and haricot beans on family-owned 2 hectares of land. Harvested vegetables and grains are sold locally to retailers. The average monthly income of the family is 520 Laris.

With the requested credit Bessarion will pay the hired workers, which will help them to perform seasonal work in the vineyard and kitchen garden – treatment of different parasites. Also they will assist Bessarion in the process of barley harvest. Part of the credit will be used to purchase medicines for the above-mentioned process. Bessarion hopes that after the treatment for parasites he will get a quality harvest and planned income from his sales.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $7,796,600
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Bessarion to purchase medicines against parasites and pay workers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 13, 2011
Jul 5, 2011
Currency Exchange Loss:
Nov 16, 2011