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Brisa Group
In this Group: Luisa, Gabriela Joaquina, Teresa De Jesus, Maria De Jesus, Margarita , Maria Elena, Elizabeth, Salvador Wilbert, Estela , Demetria Cristina
This solidarity group is called Brisa ("Breeze"). It is located in the Tlayecac community in the state of Morelos in Mexico. The group is made up of the following ladies: Teresa de Jesus; Margarita; Demetria Cristina who will use her loan to buy perfumes, deodorants, creams, etc; Señora Luisa who will buy fabrics and sewing thread; Señora Gabriela Joaquina who will buy gelatin and cups; Señora Maria de Jesus who will buy Tupperware at wholesale; Señora Maria Elena who is going to buy shoes at wholesale; Señora Elizabeth who will buy pork and honey to sell pork scratchings; Señor Salvador Wilbert who will buy goats and food to raise and sell them; Señora Estela who is going to buy blankets and sheets.

Señora Gabriela Joaquina is 46 years old and is married. Her husband works in the fields and she has a son named Wilbert who is 26. She sells jellies in Jaloxtoc, which is about 10 minutes from Tlayecac. She uses public transport to reach the village where she sells the jellies, her sister helps her sell them. She uses a carrying case for the jellies because she has had surgery and cannot carry anything heavy. She is applying for the loan to buy raw materials and ingredients to produce the jellies; she will buy essences, cups, milk, a carrying case and a tricycle. She started her business 17 years ago to meet her financial needs and her son was young. Her uncle taught her how to make the jellies and her husband gave money to buy the raw ingredients. She started little by little and has grown and sold more jellies, she is well-known by her customers for her good taste.

Her business is important because she likes to make jellies and go out to sell them, and above all, it has helped defray the family expenses. She is proud of having her own business, and to be able to provide education for her child. Her business faces the challenges of high costs and hot weather. In hot weather, she has to make the sales more hastily because of the risk of the jellies melting. She applies part of her profits for food, part for reinvesting in the ingredients, and part for electricity and gas. Her hopes and dreams are to grow her business, so that the whole family can be in good health and she can put a roofing slab on her home. She is very happy that this loan will help her to buy the raw materials to keep on selling jellies.

The group members want to tell Kiva and Fundacion Realidad that "the ladies thank you for your loans, and thank you for caring for people with low incomes so that we can meet our needs and grow our businesses."

Tlayecac is a pretty village. There are fields where sorghum and corn are grown, there are hills, and one can raise animals for sale like goats, sheep, and cows.

Señora Teresa de Jesus is missing from the picture.
View original language description ↓
Este grupo solidario se llama Brisa, se encuentra localizado en la comunidad de Tlayecac, en el estado de Morelos, Mexico, esta conformado por las señoras Teresa de Jesus, Margarita, Demetria Cristina van a comprar con su prestamo perfumes, desodorantes, cremas, etc. la señora Luisa va a comprr telas, hilos para coser, la señora Gabriela Joaquina va a comprar genetina y vasos, la señora Maria de Jesus va a compar Toperware por mayoreo, la señora Maria Elena va a comprar zapatos por mayoreo, la señora Elizabeth va a comprar, chicharron, mieles para vender raspados,el señor Salvador Wilbert va a comprar chivos y alimento para crealos y venderlos,la señora Estela va a comprar colchas y sabanas. La señora Gabriela Joaquina tiene 46 años de edad ella es casada su esposo trabaja en el campo, ella tiene 1 hijo se llama Wilbert de 26 años de edad, ella vende gelatinas en Jaloxtoc se hace como 10 minutos de Tlayecac, utiliza el transporte colectivo para llegar al pueblo donde vende las gelatinas, su hermana le ayuda a vender las gelatinas ella lleva la vitrina con las gelatinas porque la operaron y no puede cargar pesado. Ella solicito su prestamo para comprar materia prima e insumos para elaborar las gelatinas va a comparar grenetina, esencias, vasos, lehe, una vitrina y un triciclo, ella inicio su negocio hace 17 años por necesidades economicas y su hijo estaba pequeño. su tio le enseño a preparar las gelatinas y su esposo le dio para compar la materia prima, ella inicio de poquito en poquito y ha crecido ya vende mas gelatinas ya la conocen sus clientes por su buen sabor. Su negocio es importante porque le gusta elaborar las gelatinas y salir a venderlas y sobretodo le ha ayudado a solventar los gastos de la familia, ella se siente orgullosa de tener su propio negocio, y pudo darle educacion a su hijo,su negocio enfrenta los desafios de costos elevados y el clima en tiempos de calor se ve mas apresurada la venta porque corre el peligro de descongelarse las gelatinas, las ganancias las distribuye una parte para la comida, para volver a invertir en la materia prima, para la luz, para el gas, sus sueños y esperanzas son mejorar el negocio, que toda la familia este bien de salud y ponerle techo de loza a su casa, ella esta muy conntent con este prestamo le va a ayudar a comprar la materia prima para seguir en la venta de gelatinas. Las integrantes del grupo quieren decirle a Kiva y a Fundacion Realidad "les damos las gracias por sus prestamos, gracias por preocuparse por las personas de pocos recursos economicos, para solventar sus necesidades y hacer crecer nuestros negocios". Tlayecac es un pueblo bonito, hay campo siembran sorgo, maiz, se ven los cerros y pueden crear animales para vender como chivos, borregos, vacas. Falta en la foto la señora Teresa de Jesus

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 15
    View loans »
    Mexico Loans Fundraising
  • $17,728,850
    Funds lent in using Kiva
  • 11.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Brisa Group's $2,650 loan helped a member to buy gelatin, essences, cups, milk, carrying case and tricycle for making and selling jellies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 30, 2011
Listed
Jul 8, 2011
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2011