Las Perlitas Group
This story is about Señora Lina, as she is the representative of the group. She is 43 years old, and is married to Señor Amadeo with whom she has 4 children; Edmundo, Analia, Ariel and Pablo. Only 3 of them are at school as her oldest child is married. Her eldest daughter is in her first year at secondary school, and two others are in the fifth and sixth years of primary school. Lina works selling clothes, which she has been doing for over 7 years.
Doña Lina decided on this business as she says there is much demand and it generates very good earnings for her. In addition, she wanted to find a way to advance her children in order to give them a good quality of life. She will invest her loan in buying more clothes such as blouses, T-shirts, dresses, pants, skirts, shorts, shirts and underwear, so she can offer a better assortment.
Doña Lina's dream, that she hopes someday to be able to accomplish, is to expand her place a little more and have it very well stocked; this is her greatest desire. She also dreams of being able to improve and increase her earnings, and so continue to support her children with their studies and secure their future.
She tells us that the members of her group are very responsible, hardworking and punctual; they have taken the time to get to know each other, and they get along very well as they all live in the same community.
She is very grateful to Fundación Realidad and to Kiva for the support of the loan that has been granted to her, and thanks to this loan her business is greatly improving.
The other colleagues of Doña Lina are: Elizabeth, Francisca, Minerva, Edmundo, Sandra, Idalia, Emiliana, Norma and Arlette, who engage in various activities such as selling fruit, wood, chickens, food, clothing, candy, shoes, tamales and some groceries.
Doña Lina se decidió por ese negocio, ya que dice que tiene mucha demanda, y le genera muy buenas ganancias, además de que quería buscar la manera de sacar a sus hijos adelante, para darles una muy buena calidad de vida, invirtió su crédito en la compra de mas ropa como son: blusas, playeras, vestidos, pantalones, faldas, shorts, camisas y ropa interior, para así tener un mejor surtido.
El sueño que tiene doña Lina y espera algún día poder cumplirlo es el de ampliar un poco mas su local y para así tenerlo muy bien surtido, ya que es su anhelo mas grande, también para poder mejorar e incrementar sus ingresos y así continuar apoyando a sus hijos con sus estudios y asegurar su futuro.
Nos dice que los integrantes de su grupo, son personas muy responsables, trabajadoras y puntuales, ya que tienen tiempo de conocerse y se llevan muy bien, puesto que viven en la misma comunidad.
Ella esta muy agradecida con fundación realidad y kiva por el apoyo del préstamo que le otorgaron, ya que gracias a esto su negocio esta mejorando mucho.
Otros de los compañeros de doña Lina son: Elizabeth, francisca, minerva, Edmundo, Sandra, idalia, Emiliana, norma y arlette, quienes realizan variadas actividades como: venta de frutas, madera, pollos, comida, ropa, dulces, zapatos, tamales y algunos abarrotes.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid