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El Pinito Group
In this Group: Araceli, Juljencia, Clementina, Aristea, Geronima, Maria, Adilene*, Prisciliana, Irma, Juana, Rogaciana*, Felicitas
* not pictured
This group is called 'El Pinito' (The Little Pine Tree). The members gave the group this name because there is a small pine tree in the place where they meet. This story is about Irma who is the group's representative. She is 40 years old, married, and has four children: Esteban, Mariela, Mariano and Abigail. Only two of her children are studying. One is in his first year of a law degree and her youngest is in her second year of high school. The two eldest children are already married. Irma has owned a grocery store for 11 years.

Irma tells us that she decided to start out in this business because she wanted a way to support her children and provide them with a better quality of life. In addition, this business allows her to attend to her children and not neglect them. She is also able to support her husband with their household expenses. Irma used the loan that she requested to invest in buying more sweet treats, soft drinks, water and juice for this hot season which is unbearable.

Irma's goal is to provide her children with an excellent quality of life. She would also like to grow her business a lot more. She is thinking of building premises in order to set up a grocery store so that she can offer her customers a wider range of products in order to improve and increase her profits.

Irma says that all her fellow group members are responsible people who meet their obligations and really enjoy working in order to improve themselves and get ahead even when faced with difficulties.

Irma gives thanks to Fundación Realidad and Kiva on behalf of herself and her family. Thanks to them, she will be able to improve her own life and that of her family. They will now have an excellent quality of life and financial solvency.

The members of the "El Pinito" group and the businesses that they are engaged in are as follows:
Áraceli - chicken sales
Juljencia - clothes sales
Clementina - cosmetics sales
Aristea - selling tamales
Jeronima - clothes sales
María - selling sewing supplies
Adilene - selling sweet potatoes
Priciliana - selling sweet potatoes
Irma - selling sweet treats
Juana - selling bread
Rogaciana - selling bread
Felicitas - selling tamales
View original language description ↓
Este grupo lleva por nombre el pinito, las personas que lo conforman decidieron ponerle este nombre, porque en el lugar donde se reúnen hay un pequeño pino, esta historia es acerca de la señora Irma, ya que es la representante de este grupo, ella tiene 40 años de edad, está casada, tiene cuatro hijos, esteban, Mariela, mariano y Abigail, de los cuales solo dos estudian, uno está cursando el primer año de la carrera de derecho y la menor esta en segundo año de prepa, ya que los dos mayores ya están casados, ella tiene una dulcería, desde hace 11 años.

Ella dice que decidió iniciar con este negocio, por que quería buscar la forma de apoyar a sus hijos y darles una mejor calidad de vida, aparte de que esta actividad le permite estar al pendiente de ellos y no descuidarlos, también para apoyar a su esposo con los gastos de la casa, el crédito que pidió lo va usar para invertirlo en la compra de más dulces, refrescos, aguas y jugos, para esta temporada de calor que es insoportable.


La meta que se ha puesto doña Irma es darles una excelente calidad de vida, a sus hijos ya que también, quiere hacer crecer mucho más su negocio, tanto que está pensando en construir local para poner una tienda de abarrotes y así tener mucho mas surtido y mas variedad de productos, para mejorar e incrementar sus ganancias.

Ella dice que todos sus compañeros del grupo, son personas responsables, que cumplen con sus obligaciones y les gusta mucho trabajar, para superarse y sobresalir ante cualquier dificultad.

Doña Irma le da las gracias a nombre de ella y de su familia a Fundación realidad y kiva por que gracias a ellos podrá mejorar su vida y la de su familia, puesto que ahora tendrán una excelente calidad de vida y solvencia económica.

Las integrantes del grupo el pinito y las actividades que realizan son las siguientes: Áraceli-venta de pollos, juljencia-venta de ropa, clementina-venta de cosméticos, aristea-venta de tamales, jeronima-venta de ropa, maria-mercería, adilene-venta de camotes, priciliana-venta de camote, irma-dulceria, juana-venta de pan, rogaciana-venta de pan, felicitas-venta de tamales.





Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 3
    View loans »
    Mexico Loans Fundraising
  • $17,325,200
    Funds lent in using Kiva
  • 11.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Pinito Group's $3,250 loan helped a member to invest in buying more sweet treats, soft drinks, water and juice.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 8, 2011
Listed
Jul 7, 2011
Currency Exchange Loss:
Possible
Ended:
Oct 15, 2011