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Alicia
Alicia G. lives in the July 20 citadel, a neighborhood that combines formal and informal productive spaces, commercial zones, buildings, alongside residences, houses, supermarkets and it's mainly a place known in all of Colombia because nearby you can find one of the most important stages in the city and in Colombia: The Barranquilla Metropolitan Stadium where professional football is played and which is the headquarters of Barranquilla Junior, a team loved in the North Colombian coast. In this warm and friendly atmosphere, she lives with her husband and their two children who are 13 and 21 years old. Alicia is dedicated to selling merchandise through specialized product guides, such as cosmetics, clothing and footwear. She began her business in 2010 when she worked as an employee for a transportation company doing night shifts. She realized that she could manage a business simultaneously. For this, she has gradually built her own customer base, which has grown gradually. Her main customers are company employees, independent workers to whom she offers loans in accordance to their possibilities in agreed terms. Her hours are variable but she works approximately six hours a day. Her "crediKiva" is the first financing that she has made with Fundación Mario Santo Domingo. With it, she will buy products that her customers have requested and that rotate very quickly, such as cosmetics and clothing. Her goal is to increase her profits by applying all of her effort and investing permanently in it and even now count on the additional working capital that is a product of crediKiva.
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Alicia G. vive en la ciudadela 20 de Julio, barrio que combina espacios productivos formales e informales, zonas comerciales, edificios, conjuntos residenciales, viviendas, supermercados, y principalmente es un lugar conocido en toda Colombia , porque muy cerca se encuentra uno de los escenario más importante de la ciudad y de Colombia: “El estadio Metropolitano de Barranquilla” donde se juega el buen futbol profesional y es la sede del Junior de Barranquilla, equipo amado en la costa Norte de Colombia. En este cálido y amable ambiente, vive con su esposo y sus dos hijos en las edades de 13 y 21 años Alicia, quien se dedica a la venta de mercancías mediante guías especializadas de productos como cosméticos, ropa y calzado principalmente. Su negocio lo inició en el año 2010 pues trabaja como empleada de una empresa transportadora y haciendo turnos nocturnos, se percató que podía atender un negocio simultáneamente por eso poco a poco ha construido su propia clientela, la cual gradualmente ha crecido. Sus principales clientes son empleados de empresas, trabajadores independientes a quienes les otorga créditos de acuerdo a sus posibilidades en plazos pactados. Su horario es variable pero aproximadamente trabaja 6 horas diarias. Su credikiva es el primer financiamiento que hace a la Fundación Mario Santo Domingo, con el comprará productos que le ha solicitado su clientela y que rotan muy rápidamente, como cosméticos y ropa. Su meta es aumentar sus utilidades aplicando todo su esfuerzo e invirtiendo permanentemente en él y más aun en este momento en el que cuenta con un capital de trabajo adicional producto de su credikiva.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 365
    View loans »
    Colombia Loans Fundraising
  • $14,072,600
    Funds lent in using Kiva
  • 1,778.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Alicia to purchase cosmetics and clothing in greater amounts.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 30, 2011
Listed
Jul 9, 2011
Currency Exchange Loss:
Covered
Ended:
May 15, 2012