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Gladys
Gladys is 59 years old and she is a hardworking woman with a spirit of independence. She lives in the community of Las Dunas in the city of Barranquilla. She has 5 children, aged 24 to 35. She dreams of being able to always help them and to see them prosper in their future.

Gladys has a business preparing and selling fast foods. She has a well equipped cart where she prepares her foods and it serves as a meeting point for her clients who delight in the hamburgers, hot dogs, salchipapas (a traditional Peruvian food consisting of sausages and french fries), and kebabs, etc.

She started her business 5 years ago when she became separated from her husband to have a source of support and to provide for her family in an assured manner. She also sells to 8 schools under contract and to 250 children's cafeterias to the southwest of Barranquilla, those that subscribe to nutritional programs by the state. Her goal is to expand her business and to add an internet cafe. This will be a new source of income and it will help as a learning opportunity for her children.

Her Kiva loan is the first loan that Gladys receives through Fundacion Mario Santo Domingo. With it she will purchase ingredients such as cold cuts to meet the demand from the 250 school cafeterias that have already contracted her. She requires the working capital to purchase in cash and in greater quantities to qualify for discounts. As Gladys works to achieve her dreams, she reports a sales profit of no less than 30%.
View original language description ↓
Gladys de 59 años es una mujer trabajadora de espíritu independiente, que vive en el barrio Las Dunas de la ciudad de Barranquilla, ella tiene 5 hijos en las edades de 24 a 35 años, con los que sueña poder ayudar siempre y verlos prosperando en su futuro.
Gladys tiene un negocio mediante el cual se dedica a la preparación y venta de comidas rápidas. Ella tiene un carro bien dotado, donde las prepara y es un punto de encuentro entre sus compradores que se deleitan con las hamburguesas, perros calientes, salchipapas, chuzos combinados etc.
Su negocio lo inició hace 5 años, una vez se separó de su esposo, para lograr un medio de sustento y apoyar de manera certera a su familia. Ella también vende mediante contratos a 8 colegios y a mas de 250 meriendas para niños del sur occidente de Barranquilla, vinculados a los programas nutricionales del estado. Su meta es ampliar su negocio y adicionarle también un café internet, con el cual apoyaría nuevos ingresos y generaría aprendizaje de emprendimiento a sus hijos.
Su credikiva es el primer financiamiento que Gladys recibe de la Fundación Mario Santo Domingo, con el comprará materia prima como carnes frías, para responder a un pedido de 250 meriendas escolares, que ya tiene contratadas y requiere capital de trabajo para comprar de contado y en mayor volumen, ganado descuentos. Mientras Gladys trabaja para cumplir sus sueños, maneja una rentabilidad sobre la venta que no es menor del 30%

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 296
    View loans »
    Colombia Loans Fundraising
  • $13,837,125
    Funds lent in using Kiva
  • 1,778.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Gladys to purchase cold cuts to meet the demand from 250 school cafeterias.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 30, 2011
Listed
Jul 7, 2011
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2012