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Rachelle
This is a 26-year-old client who is married. She has three children to support. Having considered her family expenses, she started a small pastry shop to support her family. She makes brioches every two day. Sales range from 20,000 to 45,000 francs a day.

Once her loan is granted, she is going to buy 2 sacks of flour, a 50-kg container of margarine, 50 kg of milk, some pouches of fine salt, and some bags for packaging purposes. She is also thinking of rounding out ten new aluminum molds in order to increase her inventory of brioches, given that the demand is great, and the number of customers only climbs.

She is saving a lot of money because she is thinking of opening a tea shop in the future and saving more money. This is because she is thinking of sending her children to a pastry school, so as to establish a family enterprise over time and to increase the number of delivery outlets.
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Cliente de 26 ans, mariée avec 3 enfants a sa charge, ayant considéré ses charges familiales,pour aider a subvenir aux besoins de sa famille, elle se lance dans la petite pâtisserie et elle fait ses brioches tous les deux jours , les ventes sont de 20.000 a 45.000 frs par jour.

A l'octroi de son prêt elle va acheter deux sacs de farine, 50kg de boite de margarine ,50kg de lait, sachets de sel fine des sachets pour l'emballage, elle pense aussi compléter 10 nouveaux moules en aluminium pour accroitre le stock de ses brioches, vu que la demande est très forte et le nombre des clients ne fait que s'accroitre.
Elle épargne beaucoup parce qu'a l'avenir elle pense ouvrir un salon de the et épargner plus d'argent parce qu'elle pense envoyer ses enfants dans une école de pâtisserie pour créer a la longue une entreprise familiale et pouvoir multiplier les coins de livraison

Additional Information

More information about this loan


Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

About Congo (Rep.)

  • $2,250
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,220,925
    Funds lent in using Kiva
  • 452.4
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Rachelle to buy 2 sacks of of flour, 5 trays of eggs, some fine salt, a 50-kg sack of sugar, and some plastic bags for packaging purposes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 23, 2011
Listed
Jul 1, 2011
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2011