She never left Maputo. She has been a full-time employee at the water management office, "ARA-SUL," for more than 15 years. She makes 3,500 meticals a month that she puts towards her home's expenses, and she also saves some in her bank account.
She has never had a loan with another bank. She became familiar with Hluvuku through friends who are also clients of the institution. This is her third loan in the amount of 15,000 meticals. She will use it to buy construction materials (sand, cement, metals sheets, etc.). Her previous loans were for 10,000 and 12,000 meticals and went towards her home.
She is confident that she will pay back her loan without any problems. Her dream is to finish her house to provide her family with better comfort and to start a business, for which she plans to request more loans from Hluvuku.
Nunca saiu de Maputo, e funcionaria permanente a mais de 15 anos na Direcção de aguas ARA-SUL e tem um salário de 3.500.00mt por mes que aplica nas despesas de casa e poupa algum na sua conta bancária.
Nunca teve emprestimos noutros bancos. Conheceu Hluvuku atravez de amigas que tambem são clientes desta instituição e este é o seu terceiro emprestimo no valor de 15.000.00mt, com qual pretende comprar material de construção (areia, cimento, chapas, e outros)os primeiros emprestimos foram de: 10.000.00mt, e 12.000.00mt para habitação.
Esta confiante que vai pagar sem problemas, o seu sonho e concluir a sua casa para propor melhor conforto a sua familia, e iniciar um negocio, para tal tenciona solicitar mais emprestimos a Hluvuku.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid