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Francine
Francine is 33 years old and is single. She has been operating a well-organized business selling women's clothes for one year. Her business is open from 7am until 5pm daily. She employs one person to help her.

Francine has requested a loan from Kiva lenders in order to purchase more women's clothes to sell. With the profit, Francine will reinvest in her business and save for her future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 24
    View loans »
    Rwanda Loans Fundraising
  • $13,392,250
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD