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This is Fely, fifty years old and a resident of Quezon City, Philippines. She is married to Felicisimo, an electrician, and is the mother of five children. By the grace of God, Fely has managed to support her children's schooling. This is a dream for most poor Filipino parents like Fela, as she is a college graduate and believes that a college diploma is the best inheritance parents can leave their children.

Fely is a sugar retailer. She buys sacks of sugar from wholesalers, repacks them and sells them in 1/4, 1/2, and 1 kilo sizes to individuals, general store owners and the local community. She earns a minimum of 1,500 PHP in sales every day.

To help her continue operations, Fely is requesting a 50,000 PHP loan to buy more stocks of sugar to expand her inventory. She expects a boost in income from this expansion.

Fely dreams of giving all her children a good and high quality education through all her hard work. She also hopes to have a store in the community market. She faithfully meets up with her co-fellowship members to share stories of her work every week and to draw strength and inspiration from the Word of God.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 758
    View loans »
    Philippines Loans Fundraising
  • $63,325,000
    Funds lent in using Kiva
  • 43.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Fely to pay for additional stocks of sugar needed in her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 9, 2011
Jul 13, 2011
Currency Exchange Loss:
Dec 15, 2011