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Yessica Elizabeth
The Communal Bank “Chimborazo” meets every 15 days in the parish of Picoaza in the city of Portoviejo. This place is known for its commercial activity, its traditional festivals for St. Peter and St. Paul, and the cheerfulness of its people.


Sra. Yessica is a founding member of the Communal Bank and enjoys the credit services. She is 27 years old, married, and has two children (ages 12 and 7) who are in school. Her husband is an informal merchant.


Yessica is an excellent housewife who divides her time between her home and her business. She sells all types of clothing by going door-to-door. Yessica also accepts orders from her customers. She works two days per week during the mornings and then on Sundays she collects payment for the products she offers on credit. Yessica says that she only sells in the mornings because she wants to take advantage of the time when her children are in school. In the afternoons, she helps them with their school work. Yessica buys her merchandise in Picoaza at a place that offers good prices. She has been in business for two years and has done well.


This loan will be used to buy more merchandise such as trousers, blouses, shirts, and children’s clothing. Her dream is for her children to study and become good people.

View original language description ↓
El Banco Comunal Chimborazo se reúne cada quince días en la parroquia Picoaza de la ciudad de Portoviejo. Lugar conocido por ser una zona muy comercial, por sus fiestas tradicionales de San Pedro y San Pablo y por la alegría de su gente.

La señora Yessica es socia fundadora del Banco comunal y le gusta por las facilidades para conseguir los créditos. Tiene 27 años, está casada y de esta relación tiene dos hijos de 12 y 7 años de edad los mismos que estudian en escuela. Su esposo es comerciante informal.

Es una gran ama de casa que divide su tiempo entre el hogar y el comercio, se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta y también trabaja a base de pedidos que le realizan sus clientes. Trabaja dos días a la semana en las mañanas y los domingos se dedica a cobrar ya que sus productos los deja a crédito, nos cuenta que solo vende en las mañanas porque aprovecha que sus hijos están en la escuela y en las tardes ella tiene que ayudarles en sus tareas escolares. Su mercadería la compra en Picoaza en un lugar que le dejan a buen precio. Lleva 2 años que se dedica a esta actividad y le va bastante bien.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños.

Su sueño es que sus hijos estudien y que sean personas de bien.



About Ecuador

  • $10,200
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $23,495,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Yessica Elizabeth to purchase trousers, blouses, shirts, and children’s clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 20, 2011
Listed
Jul 11, 2011
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2011