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Bera Cruz
Bera Cruz has a grocery store which is located in her own home. She started her business 22 years ago. She initially started out selling candies to children and gradually re-invested in her business. This enabled her to start selling basic grains which is what people buy the most. She confirms that her aim on setting up her business was to find an alternative source of support for her children. The business has been a great help to her in getting ahead in life since her children have been able to study as a result. She is currently requesting a loan to buy candies, basic grains, detergents, bread, soup and canned goods.
View original language description ↓
Doña Bera Cruz se dedica a una pulpería desde su casa de habitación. Dio inicio a este negocio desde hace 22 años, inicio primeramente vendiendo golosinas para los niños, y poco a poco fue reinvirtiendo en su negocio de tal manera que pudiera vender granos básicos, que es lo que más compra la gente. Ella afirma que su objetivo al establecer este negocio fue buscando una fuente alternativa para brindarle manutención a sus hijos, sin embargo este negocio les ha servido muchísimo para salir adelante, ya que sus hijos pueden tener la oportunidad de estudiar. Actualmente está solicitando un este crédito para la compra de golosinas, granos básicos, detergentes, pan, sopas y enlatados.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 22.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Bera Cruz to buy candies, basic grains, detergents, bread, soup and canned goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 15, 2011
Jul 6, 2011
Currency Exchange Loss:
Apr 15, 2012