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Marco Tulio
Marco Tulio is 66 years old, married and lives with 2 children and his wife, who are his biggest priority. He intends to use the loan to buy the supplies needed to help his coffee plantation. He has land that is optimal for planting this crop, as well as the experience to do so. He has the field already in good condition, but wants to give it some extra assistance to improve the next harvest.

He wants to generate profits for the well-being of his family, and to have a little money extra to later continue forward as a coffee grower. This is the first loan he has received from FUDECOSUR. He has not had previous loans with state banks, but FUDECOSUR has granted the loan with greater ease and at a much lower interest rate.
View original language description ↓
Marco Tulio, tiene la edad de 66 años, está casado, vive con 2 hijos y esposa que son su mayor prioridad. El pretende con el crédito realizar la compra de los insumos para la asistencia de su cafetal. El cuenta con el terreno apto para la siembra de este cultivo al igual que la experiencia. El tiene la plantación ya en buenas condiciones pero quiere darle a su cafetal una asistencia extra para mejorar la cosecha próxima. El quiere generar las ganancia para su bienestar familiar y tener un dinerito extra para luego seguir asistiendo su cef y seguir adelante con su proyecto de caficultor. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 53
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 499.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Marco Tulio buy supplies to help his coffee plantation.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 6, 2011
Jul 6, 2011
Currency Exchange Loss:
Nov 17, 2013