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Elsi Lorena
Elsi Lorena is 28 years old. She lives in her house with her life partner who works as a driver and her two small daughters who are 7 and 12 years of age. To Elsi, her daughters are everything and she works hard so that they can get ahead in life and to give them more opportunities than she has had.

Elsi has a store in her home where she has recently included the sale of personal care products and clothing. In fact, this has gone very well for her given that, in addition, she attends to her customers with great friendliness and dedication. This has resulted in a preference for her and her clientele is growing. This small business is her principal source of income, which is why she fights to keep it operational, to be able to allow her family to get ahead thanks to the benefits this business generates.

Elsi’s dream is to have a large and well stocked store where her customers can find everything they need. To do this she needs to reinvest in the area where she has noticed things going well, the clothing and cosmetics sales. She is requesting a loan from Integral to buy these products, see her business flourish and give her family a better quality of life.
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Elsi Lorena de 28 años de edad, reside en su casa con compañero de vida quien trabaja como motorista y sus dos pequeñas hijas de 7 y 12 años de edad. Para Elsi sus hijas lo son todo y es por ellas que trabaja duramente para sacarlas adelante y darles mejores oportunidades a las que ella ha tenido. Elsi posee una tienda en su hogar de residencia, en la que últimamente a incluido la venta de artículos para el cuidado personal y ropa, y de hecho le ha ido bastante bien con ello, dado que además atiende con mucha amabilidad y dedicación, esto ha generado que muchas personas la prefieran y cada vez los clientes sean más. Su pequeño negocio es su principal fuente de ingreso y esto es lo que la hace luchar para mantenerlo activo y poder sacar adelante a su familia gracias a los beneficios que genera. Elsi sueña con tener una tienda grande y surtida en la cual los clientes puedan encontrar todo lo que necesitan. Para esto necesita hacer una reinversión en el área en donde ella a notado que mejor le está yendo que es con la venta de ropa y cosméticos. Para comprar éstos artículos solicita crédito a Integral y poder cumplir su sueño de ver su negocio florecer y poder dar a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 661
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Elsi Lorena to buy clothing and cosmetics.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 15, 2011
Jul 6, 2011
Currency Exchange Loss:
Apr 15, 2012